Employer description & source details
We are seeking a highly motivated and experienced underwriting professional to join our Risk Management team. As an experienced underwriter, you will be responsible for reviewing and assessing the financial risk of new and existing customers, while making decisions based on policy guidelines. You should have experience and subject matter expertise in financial services, end-to-end underwriting lifecycle, portfolio management, bank statement and financial decisioning, and risk assessment. You’ll evaluate applications, perform analysis that mitigate financial risk, and make timely and accurate decisions on application outcomes. The successful candidate will work as a member of our Risk Organization and collaborate with members from our sales, data science, product management, and other stakeholders to deliver best in class customer experience. Collect, review and analyze applicants' relevant financial, demographic, and historic information and records. This includes, but is not limited to, analysis of business financial statements such as balance sheets, income statements and cash flow statements, bank statements, and credit reports Directly communicate with clients & sales about application status Clearly articulate why and when additional documents are needed in order to determine a client's creditworthiness Make determination whether to approve, decline or seek an exception for an application based on policy guidelines Make quality decisions in a timely and efficient manner within expected SLA Perform portfolio management, evaluating and identifying suspicious or questionable items Recommend policy and process improvement to mitigate potential failure points throughout the underwriting journey Bank statement analysis, financial spreading and risk ratio analysis culmina
Extracted skills: sales, finance, operations, product management